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Home » Recipes

Grandma's Banana Cream Pie with a Sweet & Spicy Habanero Twist

Published: Mar 1, 2018 · Modified: Jul 8, 2026 by Belly Laugh Living · This post may contain affiliate links ·

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If My Grandma Could See This Pie...

I have a feeling my Grandma would get a good laugh if she saw this banana cream pie recipe today. 😄

She taught me how to make banana cream pie years ago, and while she probably expected me to follow her recipe exactly, I don't think she ever imagined I'd stir habanero peppers into her beautiful homemade custard!

The funny thing is... I think she would have approved.

After all, my Grandpa loved spicy food. He was famous for taking a slice of Grandma's homemade bread, spreading it with butter, and piling on chopped pickled cherry peppers. Of course, he always thought it was hilarious when I wanted to try his spicy sandwich. Looking back, I think he would have loved this sweet and spicy pie.

Habanero Cream Pie with bananas

Key Takeaways

  • The article shares a nostalgic take on Grandma's Banana Cream Pie, mixed with a spicy twist using habanero peppers.
  • It highlights memories of baking with Grandma, emphasizing her baking prowess and personal anecdotes.
  • The author explains the technique of making smooth custard, particularly through the process of tempering eggs.
  • Habaneros add a unique flavor to the pie, balancing sweetness with a fruity heat, but the classic version remains intact without them.
  • The recipe encourages experimentation, blending tradition with creativity, while evoking cherished family moments.

Baking with Grandma ❤️

Some of my favorite childhood memories happened in my grandparents' kitchen.

My Grandma was an incredible baker. Honestly, if The Best Baker in America had been around back then, I would have entered her myself because she would have won! Everything she made was amazing.

Her homemade bread was unbelievably soft and fluffy. Whenever we visited, we were allowed to eat a warm slice right out of the oven with butter and homemade strawberry jam. I can still remember how amazing it tasted.

And don't even get me started on her cinnamon rolls... oh my goodness!

She made pies, cakes, pastries, dinner rolls, puddings, and just about every baked treat you can imagine. Out of everything she made, this banana cream pie has always been one of my favorites.

The best part wasn't just eating her desserts—it was spending time beside her while she patiently showed me how to make them.

When it came time to teach me banana cream pie, she gave me one piece of advice I'll never forget.

"Just buy the crust."

My Grandma made beautiful homemade pie crusts, but she wanted my first pie to be a success. Looking back... she probably had a reason.

The very first time I tried making her famous Marshmallow Rolls, she tasted one and quietly asked,

"What brand of dates did you use?"

I told her.

She smiled and said,

"It must be a different brand than I've EVER had."

🤣🤣🤣

Years later I realized that was probably Grandma's sweet way of saying, "Something went wrong."

Grandmas really are the best.

Piece of Banana Cream Pie

Giving Grandma's Pie a Belly Laugh Living Twist

A few years ago, Mom and I started going through Grandma's old recipe box together.

Mom never really learned to bake because she was much too busy riding horses and having fun growing up, so it's been a lot of fun discovering these family recipes together.

We didn't want to change Grandma's banana cream pie recipe.

We simply wanted to have a little fun with it.

Around here we love experimenting with peppers in desserts because sweet and spicy are such an unexpected combination. Habaneros may be famous for their heat, but they also have an incredible fruity flavor that works surprisingly well in desserts.

So we stirred a little chopped habanero into Grandma's silky custard...

...and we absolutely loved it.

Habanero Cream Pie with bananas

Why Habaneros Work So Well

I know what you're thinking...

Peppers? In banana cream pie??

Trust me.

Habaneros are definitely spicy, but they also have a naturally fruity flavor. When you combine that fruity heat with sweet bananas, creamy vanilla custard, fluffy whipped cream, and a buttery graham cracker crust, something magical happens.

The sweetness balances the heat, and the habanero makes every bite just a little more exciting.

Not a fan of spicy desserts?

No problem!

Simply leave out the habaneros and you'll have Grandma's wonderful banana cream pie just the way she made it.

Belly Laugh Living Tip 💙

Add the chopped habanero after the custard has finished cooking.

That gives you the freshest pepper flavor while keeping the custard silky smooth. We usually add about 1 tablespoon, but you can easily use more or less depending on how brave you're feeling. 🌶️

Grandma Was Right About the Crust

On Grandma's recommendation, we bought a graham cracker crust.

She always made homemade pastry crust, and this pie is wonderful either way.

But...

My preference was to follow Grandma's orders and buy the crust!! 😄

Not Your Grandma's Banana Cream Pie

The Secret to Smooth Homemade Custard

I'll admit it...

Making custard used to intimidate me.

Television always made it seem like one wrong move would leave you with scrambled eggs instead of silky custard.

Thankfully, Grandma's recipe proved otherwise.

The secret is simple: temper the eggs.

Slowly whisk a spoonful of the hot milk mixture into the beaten egg yolks while stirring constantly. Once the eggs are warmed, pour them back into the saucepan with the rest of the custard and continue cooking.

That one little step keeps the custard smooth, creamy, and absolutely delicious.

And yes...

You will be tempted to eat it straight from the pan.

The Secret to Smooth, Creamy Custard

I'll admit it...

Making homemade custard used to intimidate me.

Every cooking show made it seem like one tiny mistake would leave you with scrambled eggs instead of silky, creamy custard. I was convinced it had to be one of the hardest things to make.

Thankfully, Grandma proved me wrong.

Once she showed me the trick, I realized homemade custard is actually very easy—you just have to take your time.

Step 1: Heat the Milk

In a saucepan, combine the milk with the flour, sugar, and salt. Cook over medium heat, stirring often so the milk doesn't scorch on the bottom of the pan.

You're looking for the milk to become hot, not boiling.

A good sign is when you start seeing tiny bubbles forming around the edge of the pan. Once you see those little bubbles, remove the pan from the heat.

Belly Laugh Living Tip 💙: If the milk starts boiling, don't panic. Just lower the heat right away. Gentle heat makes the smoothest custard.

Step 2: Temper the Eggs

This is the step that scares most people, but it's actually easier than it sounds.

Think of it this way...

If you poured cold eggs directly into the hot milk, they'd cook instantly and you'd end up with little pieces of scrambled egg in your custard.

Tempering simply means warming the eggs slowly.

Using a large spoon or ladle, add one spoonful of the hot milk mixture to the beaten egg yolks while whisking constantly.

Add another spoonful.

Whisk again.

Then add one more.

By slowly warming the eggs, they gently come up to temperature without cooking too quickly.

Now you can safely pour the warmed egg mixture back into the saucepan while stirring continuously.

See? Tempering sounds fancy, but it's really just introducing the eggs to the hot milk a little at a time. 😄

Step 3: Finish the Custard

Return the pan to medium heat and continue stirring until the custard thickens.

Once it's thick and creamy, remove it from the heat and stir in the butter and vanilla until everything is smooth.

If you're making the spicy version, now is the time to stir in the chopped habanero peppers.

Cover the custard and refrigerate it until completely chilled before assembling the pie.

Not Your Grandma's Banana Cream Pie
Not Your Grandma's Banana Cream Pie

Belly Laugh Living Tip 💙

If you happen to sneak a spoonful of warm custard before it goes into the pie...

We promise not to tell Grandma. 😄

Try to resist. 😄

Finishing the Pie

Layer sliced bananas into your prepared crust and pour the cooled custard over the top.

Finish it with homemade whipped cream, Cool Whip, or Grandma's favorite—meringue.

Want to make it extra pretty?

Decorate the top with banana slices and a few thin habanero rings.

It's creamy.

Trust me on this one. 😂

Not Your Grandma's Banana Cream Pie
Not Your Grandma's Banana Cream Pie
Not Your Grandma's Banana Cream Pie
Whipped cream with whisk
Habanero Cream Pie with bananas
Habanero Cream Pie with bananas
Habanero Cream Pie with bananas

Every Recipe Doesn't Have to Be Light

Most of the recipes we share are lighter versions of our favorite comfort foods because we truly believe you shouldn't have to give up great food to lose weight.

But every once in a while, a family recipe deserves to be enjoyed simply because it brings back wonderful memories.

This pie is one of those recipes.

It's rich.

It's creamy.

It's a little spicy.

It's a little unexpected.

And every bite reminds me of baking beside my Grandma.

We hope your family enjoys it as much as ours has over the years. And if you decide to add the habaneros, we'd love to hear what you think. We have a feeling Grandpa would approve. ❤️

Not Your Grandma's Banana Cream Pie

If you want to try another one of my grandma's recipes.  Check out her meatloaf recipe.  It's a great recipe.  Not low in calories, but delicious!

Looking for more recipe options?  We have some suggestions you might enjoy:  

  • Banana Blueberry Cake: Sweet and Guilt-Free Treat
  • Banana Bread: A Healthy and Delicious Treat
  • Classic Chicken Pot Pie: A warm hug on a plate
  • Old Fashion Homemade Pot Pie
  • Banana Pudding Recipe: A Family Favorite Dessert
Home » Recipes
Banana cream pie

Grandma's Banana Cream Pie with a Sweet & Spicy Habanero Twist

Grandma's Banana Cream Pie gets a sweet and spicy habanero twist! Enjoy creamy homemade custard, fresh bananas, and optional heat in every bite.
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Course: Dessert
Cuisine: American, Mexican
Keyword: Banana, creamy, Pot Pie, Spicy, whipped cream
Prep Time: 20 minutes minutes
Cook Time: 20 minutes minutes
Total Time: 40 minutes minutes
Servings: 8 Servings
Calories: 374kcal
Author: Belly Laugh Living

A Few Things We Use

Fun Pie Plates
Whisk
Flour Sifter

Ingredients

  • 3 Egg yolks
  • 2 Habanero's OPTIONAL
  • ½ Cup Sifted flour
  • ⅓ Cup Sugar
  • ⅛ teaspoon salt (pinch)
  • 3 Cups Milk 1% Milk worked great
  • 1 ½ teaspoons Vanilla
  • 2 Ripe Bananas
  • 1 Tablespoon Butter
  • 1 Graham Cracker Pie Shell

Whipped Cream Topping

  • 2 Cups Heavy Whipping Cream
  • 2 Tablespoons Powder Sugar
  • 1 teaspoon Vanilla
InstacartGet Recipe Ingredients

Instructions

  • Separate egg yolk and egg white. Slightly beat egg yolks. Set aside for later.
  • Sift flour. It is essential to sift the flour. It makes the flour fluffier. Measure ½ cup after you sift the flour.
    Sugar in a pan
  • Mix together sugar, sifted flour, and salt in a saucepan.
    Sugar and flour in a pan
  • Place the saucepan over medium heat and gradually add the milk. Whisk until the mixture is smooth.
    Sugar and flour in a pan with cream pouring in
  • Stirring constantly, continue to cook over medium heat until the mixture begins to boil. It is essential to stir constantly so the mixture doesn't stick to the pan and burn.
    Cream with a whisk
  • Take a spoonful of the hot milk mixture and quickly stir it in with the beaten egg yolks. This heats the eggs slowly so they don't cook too fast. Repeat with another spoonful of the hot liquid and stir until it is combined with the egg yolks.
    Tempering eggs with hot cream
  • Stir the egg mixture into the saucepan with the rest of the milk. Boil for two more minutes, stirring constantly. Remove from heat.
    Not Your Grandma's Banana Cream Pie
  • Stir in the 1 ½ teaspoon vanilla and 1 Tbs of butter. Stir until the butter melts and blends into the custard.
    Whisk cream
  • OPTIONAL: Finely Chop 1 of the Habaneros.
    Not Your Grandma's Banana Cream Pie
  • OPTIONAL: Add chopped habaneros (About 1 to 1 ½ Tablespoons) to the filling. Add a few of the Habaneros and taste to see if you have enough. Keep adding until it is spicy enough for you. (Skip this step if you don't want the spice). Cover and place in the refrigerator to cool.
    Adding habanero
  • Slice Bananas. Place sliced bananas on the bottom of the graham cracker pie shell.
    Sliced bananas in a Graham cracker pie shell
  • Pour chilled custard over the bananas.
    Habanero Cream Pie with bananas
  • Smooth out the custard.
    Not Your Grandma's Banana Cream Pie

Whipped Cream Topping

  • Mix heavy whipping cream until it has soft peaks. Then, whip in the powdered sugar and vanilla. Whip until you have tall peaks
    Whipped cream with whisk

Assemble The Pie

  • Spread whipped cream on top of the pie
    Habanero Cream Pie with bananas
  • Add sliced bananas around the edge of the pie
    Habanero Cream Pie with bananas
  • Cut, serve, and Enjoy!!!!!
    A piece of banana cream pie on a white plate

Notes

You can use cool whip for the topping. Just warm it up a little and spread on to the pie.

Nutrition

Calories: 374kcal | Carbohydrates: 30g | Protein: 7g | Fat: 26g | Saturated Fat: 16g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 7g | Trans Fat: 0.1g | Cholesterol: 148mg | Sodium: 66mg | Potassium: 329mg | Fiber: 1g | Sugar: 20g | Vitamin A: 1232IU | Vitamin C: 7mg | Calcium: 163mg | Iron: 1mg
Tried this recipe? We'd love to hear from you!Mention @bellylaughliving or tag #bellylaughliving!
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Comments

  1. Grill Crush says

    September 29, 2020 at 6:00 pm

    Yum!

    Reply
    • Amy says

      September 29, 2020 at 6:05 pm

      Thank you

      Reply
      • Amy says

        September 29, 2020 at 6:22 pm

        Test Comment

        Reply
5 from 2 votes (2 ratings without comment)

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We're a Mom/Daughter Duo creating easy, flavor-packed (spicy optional) recipes for the oven, air fryer, grill, and beyond! We love cooking, drinking wine, loving our dogs, and gardening (sometimes all at the same time)

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